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Anesthesia Consultants of New Jersey participates in a wide variety of healthcare plans, as shown on the right

Changes in healthcare plans occur frequently, and very often without the patient aware of the change.

Please check with your insurance plan administrator to verify specific details related to your coverage.
  ■ Aetna
  ■ AmeriGroup
  ■ AmeriHealth
  ■ CIGNA
  ■ First MCO
  ■ Great-West Healthcare
  ■ HCPC
  ■ Horizon NJ Health
  ■ MagnaCare
  ■ Medicare
  ■ NJ Blue Shield/Horizon (all plans)
  ■ NJ Medicaid (all plans)
  ■ Operating Engineers Local 825
  ■ Oxford
  ■ Qualcare
  ■ Tricare
  ■ United HealthCare
Q: Why am I being billed separately for anesthesia? I gave all my information to the hospital.
A: Anesthesia Consultants of New Jersey is a separate entity that provides anesthesia. We bill for our services, not the actual drugs which were supplied to you by the hospital.

Q: The hospital told me I was eligible for 100% charity care, but I still received a bill from your office.
A: Charity care is a courtesy provided by a hospital to reduce the amount owed by you. Because we are not part of any hospital and do not receive any money from them, you should contact one of our account representatives at (732) 271-1400, option 1, between 8:00 a.m. and 4:30 p.m., Monday-Friday, to discuss billing options that can help you.

Q: What is "co-insurance?"
A: Co-insurance is calculated by your primary insurance carrier, and is the percentage of the balance which is the patient’s responsibility. If you have secondary insurance, please let our office know, and we will send the claim to that carrier for you.

Q: What is "deductible?"
A: Deductible is the fixed yearly amount the patient must pay out of pocket before the primary insurance carrier pays its portion of the bill.

Q: What is "coordination of benefits (COB)"?
A: When a patient is covered by multiple health insurance carriers, coordination of benefits is how insurance carriers know which insurance company pays first. Contact your health insurance carrier if you have any questions about coordination of benefits.

Q: Do you accept payment plans?
A: Yes. Please call one of our account representatives at (732) 271-1400, and we will assist you in setting up a monthly payment plan.

Q: It’s been a long time since my surgery. Why hasn't my insurance paid the bill yet?
A: There could be many reasons why your insurance carrier has not acknowledged our bill or denied the claim. Some reasons could be incorrect patient identification number, coverage was terminated prior to the date services were performed, or the coverage was not yet in place when the services were performed. Please contact your insurance carrier and call our account representatives with this information.

Q: The patient is deceased, and there is no money in the estate.
A: Please provide us with the name of the person (usually an attorney or relative) handling the estate of the deceased patient. We require written documentation of the lack of an estate before writing off residual balances.

Q: I have out-of-state Medicaid. Why am I being billed?
A: We only participate with New Jersey Medicaid. All other Medicaid plans require the patient to follow up with the insurance carrier for any problems with payment.